Goverment & BNM has the facility to SME to apply for Grant & Loans List of Grant & Loans• High Tech & Green Facility (HTG)• SME Automation and Digitalisation Facility (ADF)• Agrofood Facility (AF)• Business Recapitalisation Facility (BRF)• Low Carbon Transition Facility (LCTF)• Micro Enterprises Facility (MEF)• All Economic Sectors Facility (AES)• PENJANA Tourism Financing (PTF)• Disaster Relief Facility (DRF) 2022 https://www.bnm.gov.my/funds4sme